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Privacy Policy

Last updated: January 2025

1. Information We Collect

Personal Information You Provide

When you contact us, we may collect:

• Name and contact information (email, phone number)
• Company name and position
• Message content and inquiry details
• Insurance-related information for service provision

Automatically Collected Information

When you visit our website, we automatically collect:

• IP address and browser type
• Device information and operating system
• Pages visited and time spent on site
• Referring website

2. How We Use Your Information

We use your personal information for the following purposes:

Purpose	Legal Basis
Responding to inquiries	Consent / Legitimate interest
Providing reinsurance services	Contract performance
Improving our website	Legitimate interest
Legal compliance	Legal obligation

3. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to:

• Remember your preferences (e.g., language selection)
• Analyze website traffic and usage patterns
• Improve website functionality

You can manage cookie preferences through your browser settings or our cookie banner.

4. Your Rights Under Israeli Law (Amendment 13)

Under the Israeli Privacy Protection Law, you have the right to:

• Access your personal data
• Request correction of inaccurate data
• Request deletion of your data
• Object to certain processing activities
• Withdraw consent at any time
• File a complaint with the Privacy Protection Authority

5. Your Rights Under GDPR

If you are located in the European Economic Area, you additionally have the right to:

• Data portability - receive your data in a structured format
• Restriction of processing
• Lodge a complaint with your local supervisory authority

6. Data Security

We implement appropriate technical and organizational measures to protect your personal information, including:

• SSL/TLS encryption for data transmission
• Secure data storage practices
• Access controls and authentication
• Regular security assessments

7. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, including:

• Business relationship duration
• Legal and regulatory requirements
• Statute of limitations for potential claims

8. Third-Party Sharing

We may share your information with:

• Service providers (hosting, analytics)
• Professional advisors (lawyers, accountants)
• Regulatory authorities when required by law
• Insurance and reinsurance partners (for service delivery)

9. International Data Transfers

Your data may be transferred to countries outside Israel or the EEA. When this occurs, we ensure appropriate safeguards are in place, such as:

• Standard contractual clauses approved by the European Commission
• Adequacy decisions
• Binding corporate rules

10. Children's Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children.

11. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date.